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We believe it is essential that you fully grasp our business model. In reality, the process is quite easy. We are compensated by the firms whose financial products you see advertised on our platform. Profits fund the development of innovative financial resources like our free credit score and report services and in-depth educational guides.

We may be compensated to alter the placement, or prominence, of certain products on our site (and in what order). However, we do our best to present you with offers that we believe are a good fit for you, as this is how we typically earn a profit. This is why we offer tools like your Approval Odds and projected savings.

Advantages of These Deals

There is no longer any way to take advantage of these deals on our site: USAA® Rate Advantage Visa Platinum® Card, USAA® Cashback Rewards Plus American Express® Card. You may be eligible for additional credit card advantages if you currently serve in the armed forces on active duty.

Active-duty military personnel who meet the requirements of the Servicemembers Civil Relief Act (SCRA) are eligible for various legal protections and financial aid. However, there are additional benefits provided by some credit card companies that you should investigate.

Credit Karma has compiled a list of the top credit cards available to military personnel. And here's why: Those actively serving in the armed forces may be exempt from paying the $695 annual fee for this card from American Express.

Indeed, once enrolled and accepted for SCRA benefits, active-duty military personnel may have American Express remove the annual charge for any of its cards, making this premium card a far more affordable option.

For Military Personnel Living

For the following reasons: For military personnel living on a base, the USAA® Cashback Rewards Plus American Express® Card is a great way to optimize their cash back advantages.

Using your USAA® Cashback Rewards Plus American Express® Card for your annual gas and qualified military base purchases up to $3,000, you'll get 5% cashback. One percent is returned after $3,000 in expenditures. A purchase made at a base's commissary, exchange, or shopper counts toward the member's spending limit.

To top it all off, you'll get 2% cash back on your first $3,000 annual supermarket purchases (and then 1% back on everything else). You will receive 1% cash back on all other transactions.

There is no yearly fee for the card and no fees for purchases made in other countries. None. However, you must first become a USAA member to apply for the card. Members can include those now serving in the military, those who have previously served, and their families.

However, a creditor might seek a court to rule on whether or not your military service has a significant impact on your capacity to pay a higher interest rate. However, with that caveat, qualifying active-duty service members will pay only 6% interest on credit card debt accrued before entering military service. Go to the Servicemembers Civil Relief Act website for more information.

The Armed Forces

For those serving in the armed forces who are eligible under the Servicemembers Civil Relief Act (SCRA), the annual fee ($95) may be waived. Those who are eligible can carry the

The card has no yearly fee, and there are no additional charges for purchases in foreign currency. None. You'll need to be a member of USAA to apply, but rest assured that all branches of the armed forces and their families are welcome to join.

The promotional 0% APR on balance transfers is valid for the first 12 billing cycles after account opening with the NFCU Platinum Credit Card. After that, your balance transfers will incur the standard variable APR of 6.74% to 18%. You should realize that the intro APR only applies if you make the transfer request within the first 60 days after opening your account.

Get in touch with your bank or card company. It's always worth asking your existing credit card company whether they have any military discounts or perks you can take advantage of, even if you have no plans to switch cards. Some credit card issuers go over and beyond by providing discounts or even waiving yearly fees for active-duty military personnel who meet certain requirements.